Editor's choice: Max Cash Title Loans
- No bank account required
- No prepayment penalty
- Loans up to $50,000
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No. As of May 31, 2018, Turbo Title Loan stopped offering loans. When you visit its site, you’ll be directed on how to make payments on outstanding balances if you’re an existing borrower.
Otherwise, you can’t access the online application.
These providers offer loans in many of the same states as Turbo Title Loan and have similar terms.
Max Cash is a title loan connection service that operates in 46 states. Not every lender affiliated with Max Cash requires a bank account, and you could qualify for a loan from 50% to 90% of your vehicle’s value. You can apply for a loan or refinance, and Max Cash will go through its lenders to find a service that works for you.
Max Cash doesn’t provide loans to residents of Colorado, Connecticut, Hawaii, Montana, Nebraska, New York, Rhode Island, South Dakota, Washington or Wyoming.
LoanMart is a direct auto title lender. Unlike some providers, which only allow you to borrow a percentage of what your car is worth, LoanMart may be able to finance up to 120% of your vehicle’s value. You can continue to drive your car while you have a loan out, but remember: Since you’re using your car as collateral, you risk losing it if you can’t repay.
LoanMart only provides loans to residents of Alabama, Arizona, Illinois, Missouri, New Mexico, South Carolina and Utah.
Finova Financial isn’t the most widespread auto title lender, but you don’t need to have a bank account and it offers longer terms than most auto title loans. However, online payments through MoneyGram can be costly, and Finova Financial also requires that you have comprehensive and collision insurance on your car before you borrow.
Finova Financial provides loans to residents of Arizona, California, Florida, New Mexico, South Carolina, Tennessee and Oregon.
You could hurt your credit score, or worse, lose your car. Before you borrow, make sure you can afford to repay your loan on time to avoid excess fees and the possibility of repossession.
Turbo Title Loan may be going out of business, but that doesn’t mean you’re left without options. Max Cash, LoanMart and Finova Financial are our recommended alternatives, but you can also compare more title loans to find a lender that can help you when you need a little extra money.
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