Allstate renters insurance review | Protect your stuff

Allstate Renters Insurance Review

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Allstate renters insurance
Allstate renters insurance
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Easy affordable insurance options await with Allstate Renters Insurance.

Picking the right rental insurance policy can be a lot less painful than you might think with Allstate Renters Insurance. A comparison tool, the ability to calculate an estimated monthly premium, and easily obtained quotes all assist in easing the process. The coverage protects your valuables including personal collections and high-priced jewelry to ensure recovery is possible in times of peril.

Pros

  • Great coverage at low rates
  • Easy claims app
  • Tons of discounts
  • Agents available locally

Cons

  • Local agent experience can vary
New home discount discount Yes
New homeowner discount Yes
Home safety features discount Yes
New policy discount Yes
Bundling discount Yes
No claims discount Yes
Other discounts Yes
Banned pet breeds Staffordshire terrier
Doberman
Rottweiler
Chow chow
Presa Canario
Akita
Wolf hybrid
Husky
German Shepherd
Labrador Retriever
American Pit Bull Terrier
Underwriter Yes
Dwelling coverage Yes
Personal property coverage Yes
Valuable personal property Yes
Dwelling coverage Yes
Theft coverage Yes
Fire coverage Yes
Flood coverage Yes

Allstate Renters Insurance Review

At prices that won’t break your budget and a range of different coverages to fit the needs of many, Allstate Renters Insurance could have just what you need. Deep discounts are offered for those at all walks of life to help push monthly premiums down even more without losing valuable coverage. When you choose Allstate renters insurance, you’re also choosing to work with a local agent and technology that will help cataloging your possessions as easy as taking a picture.

Benefits of Allstate Renters Insurance

Allstate hosts a variety of benefits for their policyholders, including the ones listed below:

  • Low price coverage. With coverage from Allstate you could be paying as little as $4 a month when combined with an Allstate auto policy. This means that you would be getting peace of mind for about the price of one coffee every month.
  • Digital Locker app. This application allows you to take pictures to quickly and easily inventory and organize all of your possessions. The app is available for both tablets and smartphones. When cataloguing your possessions, you’re also able to assign a value to each one and organize them in lists. To help you catch all of the items in your room of value there are even templates available directly in the app.
  • Several discount options. When you’re looking to cover your rental and car, you can save by having a policy for each through Allstate. Discounts are also offered for not filing a claim for a designated amount of time, signing up for automatic payments, not seeking full-time employment, and for having smoke detectors and/or a home security system.
  • Agents available locally. Working to plan for the worst can be difficult without guidance. Allstate offers dedicated agents locally, as well as 24-hour support by phone to make sure that you know the ‘how’s and ‘what’s of your insurance policy.

Features of Allstate Renters Insurance

Making sure that your coverage is tailored to your personal needs is important in choosing a policy. Below are just some of the types of coverage that Allstate offers through their renters insurance:

  • Personal property coverage. Theft, destruction by fire, and other peril is included in the protection of your clothing, furniture, and other electronics when you choose this policy.
  • Scheduled personal property. Collections, jewelry, and other high-value items can be protected under this when personal property coverage just simply doesn’t pay enough.
  • Reimbursed living expenses. If your cost of living increases because of your place becoming unlivable this coverage will pay out for things like a temporary place to live and food.
  • Liability coverage. Someone getting injured in your residence can result in a lawsuit. With this coverage you can get legal expenses, medical bills, and other damages taken care of.
  • Guest medical coverage. Medical expenses such as x-rays or an ambulance can be covered if a guest injures themselves at your place.
  • Identity restoration coverage. It is difficult to recover from identity theft alone, but with this policy you can have the help of a fraud specialist to guide you through.
  • Flood insurance. A separate policy available is flood insurance to protect against damages done to your personal possessions.
  • Personal umbrella insurance. Another separate policy available is to cover extra liabilities that your lifestyle may bring.

Compare alternatives to Allstate renters insurance

Name Product Features

  • Compare 12 providers in one place

  • Get advice from an insurance expert, not a sales rep

  • Easy to switch with hands-on help



Policygenius' online marketplace does most of the work for you, matching you with quotes from 12 highly rated home insurers.

  • Starting at $5/month

  • Competitive rates

  • Easy to use app

  • Speedy claims


Lemonade's amazing coverage protects the stuff you own at home and everywhere else.

  • Low rates starting at $12/month

  • Bundle & save with partner insurance

  • Convenient app


  • Personal property coverage

  • Scheduled personal property

  • Flood insurance

Protect your rental home and belongings and save even more by bundling insurance with Allstate.

Compare up to 4 providers

How to Apply for Allstate Renters Insurance

To apply for renters insurance with Allstate your personal insurance score will be calculated. In order to do so, there is some accurate information that you will need to provide, and some public information that will be pulled using what you submit.

  • Name and date of birth
  • Residential address
  • Driving records
  • Prior insurance
  • Claim and credit history
  • Details about the items within the residence including value

When choosing the insurance that’s right for your place, Allstate has options to keep you covered at a low price. The policies available cover everything from jewelry to technology, and comes with the convenience of an easy-to-use app to organize and calculate the worth of what you own.

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