What states is Allied Cash Advance available in?
Allied Cash Advance has branches in five states and acts as a connection service for online loans in 20 more.
With three different options available, Allied Cash Advance may be able to quickly get you a short-term loan that suits your needs. But the fees can be high and borrower reviews aren’t great.
$50
Min. Amount
$5,000
Max. Amount
Same-day in stores, 1 business day online
Turnaround time
Product Name | Allied Cash Advance short-term loans |
---|---|
Min. Amount | $50 |
Max. Amount | $5,000 |
Loan Term | Varies |
Loan Security | Unsecured |
Turnaround Time | Same-day in stores, 1 business day online |
Requirements | Bank account, government-issued ID, steady source of income, US citizen or permanent resident, age of majority |
Allied Cash Advance is both a lender and a connection service that offers payday loans, installment loans and lines of credit. Depending on your state, you may be able to borrow anywhere from $50 to $5,000.
It doesn’t list interest rates, fees or loan terms on its website. However, most short-term loans come with APRs in the triple digits. And payday loans are typically required to be paid back in two to four weeks, while installment loans usually have terms lasting a few months.
If you apply at a storefront, Allied Cash Advance will process your loan application and you can typically get your funds the same day. But if you choose to apply online, you’ll be borrowing from its partner lender, Check ‘N Go — and won’t receive your funds until the next business day.
Allied Cash Advance has branches in five states and acts as a connection service for online loans in 20 more.
Allied Cash Advance offers a few benefits:
Allied Cash Advance may be convenient, but it falls short in a few ways:
In general, yes — though no online company can ensure your information stays completely secure. Allied Cash Advance does its part by encrypting any data you enter on its website. However, because it sometimes acts as a loan connection service, your personal information may be shared with its affiliates. To limit this sharing, you can find an opt-out form in the privacy notice on its website and mail it to its Ohio headquarters.
Not much as of May 2019, but what’s there is largely negative. While Allied Cash Advance receives a B rating from the Better Business Bureau (BBB), it isn’t accredited and has over 40 complaints. The majority of borrowers were upset with the high fees and poor customer service — not uncommon for lenders in the short-term loans space.
To qualify for a short-term loan from Allied Cash Advance, you’ll need to meet the following criteria:
Depending on your state of residence, you can choose to apply online or at a storefront. If you choose to visit a branch, you may be able to receive your funds the same day you apply.
Want to apply online? Remember that Allied Cash Advance won’t be your lender, but will instead connect you to its partner lender Check ‘N Go. Follow these steps to get started:
Your information will then be forwarded on to Check ‘N Go to see if you qualify. If approved, you’ll be asked to verify your application and sign your loan documents. You can typically expect to receive your funds in your bank account the following business day.
In addition to a working phone number and valid email address, you’ll need:
Once you’ve received your loan funds, it’s time to think about repayments. Your loan contract should outline the interest and fees you’ll be charged, as well as your loan term and payment due date. If you’re unable to make a payment, contact Allied Cash Advance or Check ‘N Go as soon as possible. Otherwise, you may face late or returned check fees.
Allied Cash Advance stands apart by offering both payday and installment loans directly and through its partner lender, Check ‘N Go. But its not the most transparent about rates, fees and terms. And it’s had some legal issues in the past.
Before you commit, compare your other short-term loan options. Or consider one of these less-expensive payday loan alternatives instead.