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Allianz international travel insurance review

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Get coverage before you jet overseas with this insurer's international travel policies.


Trip Cancellation$5,000
Emergency Medical Expenses$50,000
Baggage Coverage$2,000
Trip Interruption$5,000

If you frequently travel abroad and want extra coverage for sickness, injury or cancellation, Allianz international travel insurance can help. The insurer has a range of policies to protect you and your family from medical bills, lost luggage and other unexpected events so you can travel with peace of mind.

Compare Allianz travel insurance policies

Name Product Trip Cancellation Emergency Medical Expenses Baggage Coverage Trip Delay
Travelex Travel Basic
Essential travel coverage — with the option to customize — that can protect the cost of your trip.
Travelex Flight Insure
Protect the cost of your flight and choose the coverage amount that meets your needs — trip delay protection included.
RoamRight Essential Travel Insurance Plan
Basic policy with coverage that includes trip cancellation insurance, tourist health insurance and baggage insurance.
Travel Guard Silver
Budget-friendly coverage with basic travel protections that include trip cancellation and trip interruption.

Compare up to 4 providers

What types of international travel insurance does Allianz offer?

Allianz has three policies on offer for international travellers:

  • The Basic Plan. The most economical choice for domestic and international travels. It includes crucial emergency medical coverage in case you are injured or fall ill on your trip.
  • Classic Plan. Kids 17 and younger are covered at no charge when traveling with a parent or grandparent. This plan offers emergency medical coverage, and is the most popular plan for family vacations, cruises and tours.
  • Classic Plan with Trip+. You and your family can enjoy maximum protection for medical emergencies and other unexpected travel events.

What’s covered under my travel insurance policy?

Benefits vary between policies. Here’s a basic breakdown of what’s covered under each tiered policy.

    BenefitsBasic planClassic planClassic plan with trip+>
    Emergency medical coverageUp to $10,000 in emergency medical coverage and $50,000 for emergency medical transportationUp to $25,000 for emergency medical coverage and $500,000 for emergency medical transportationUp to $50,000 and $100,000 for emergency medical transportation
    Trip interruptionFull cost of trip150% of trip cost150% of trip cost
    Trip delayUp to $300 dailyUp to $800 dailyUp to $1,600 daily
    Missed connection$800$1,600
    Lost or damaged luggage$500$1,000$2,000
    Baggage delay$200$300$600

    Add on features for Allianz travel insurance policies

    Each policy comes with these built-in benefits:

    • 24-hour hotline assistance. 24-hour hotline assistance is included with the Basic plan. The Classic plan and Classic plan with trip+ both offer an upgraded version with the 24-hour hotline assistance plus.
    • Existing medical coverage. If you, a family member or traveling companion have a pre-existing medical condition, your plan may provide existing medical condition coverage.
    • Change fee coverage. If you change your date on your airline ticket, the Classic plan and Classic plan with trip+ can reimburse you $250.

    The pros of Allianz international travel insurance

    These are the advantages of going with Allianz for your international travel insurance needs:

    • Online purchasing. You can purchase an insurance plan easily online.
    • Global assistance. Allianz travel insurance services clients in over 150 countries, and can help you no matter where you’re traveling.
    • Frequent traveler loyalty plan. In the event of a covered trip cancellation, you can be reimbursed for paid frequent flyer mile redeposit fees up to $250. This coverage is included with the Classic plan and Classic plan with trip+.
    • Coverage. Each of the three international travel insurance plans offer a wide range of coverage that can help people feel safer while traveling abroad and overseas.
    • Review period. If you’re not happy with your coverage or decide to cancel you coverage for any reason, Allianz offers a 10-day review period if you haven’t left for your trip or filed a claim.

    How to buy Allianz international travel insurance

    If you’re a US citizen, you’re eligible to buy coverage. You can purchase a policy online through Allianz’s website.

    To sail through the process, have the following information handy:

    • Full name
    • Birthdate
    • Address
    • Phone number
    • Additional traveler information
    • Payment information
    • Dates you’re traveling

    Bottom line

    Before you leave for an international trip, it’s important to have travel insurance in place — and Allianz’s lineup covers a range of medical emergencies and unexpected events. While it’s a good choice, it’s worth comparing travel insurance companies to make sure you’re getting the best coverage at the lowest price.

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      Default Gravatar
      November 22, 2018


      I would like to ask if you are an accredited Travel Insurance company by Schengen? Thank you :)

        Avatarfinder Customer Care
        November 23, 2018

        Hi Andreana,

        Thanks for reaching out! We don’t have the list of embassy accreditations of Allianz. It would be best to contact them directly to ask about this. You can find their contact details on their company website. Hope this clarifies!


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