All Service Financial review

There are other, more legitimate ways available to resolve your debt.

Bottom line. All Service Financial doesn’t appear to be a good way to handle unsecured debt. I recommend looking into other options first. Get our 30-second take or read the full review.

What is All Service Financial and is it legit?

All Service Financial is missing too much information about its services and costs to confirm its legitimacy. And since I wasn’t able to reach customer service, there’s no way to get clarification on how its debt relief programs work.

It also isn’t accredited by the American Fair Credit Council (AFCC) or the International Association of Professional Debt Arbitrators (IAPDA). So while it has a secure website and a decently clear privacy policy, you should consider other services.

Pros

Unfortunately, there are no benefits to using All Service Financial. Because I wasn’t able to get through to its customer service to ask questions about its program, I recommend investigating legitimate debt relief programs that Finder has verified instead.

Cons

  • Not up front about costs or how programs work
  • No direct customer service line
  • No business address listed on its website

All Service Financial details

There aren’t many details about the programs offered by All Service Financial. With a legitimate provider, you should be able to gather this information quickly. It’s not a good sign that All Service Financial is missing these basics — especially if you want to compare it to other debt relief services.

  • Services offered. Debt consolidation, debt settlement, credit repair, debt resolution, credit counseling
  • Free consultation. Free consultations offered, but no details on response time
  • Costs. Not stated
  • Types of debt accepted. Credit card and other unsecured debt
  • Minimum debt considered. Not stated
  • Typical turnaround. Not stated
  • Ratings, accreditation and memberships. None
  • Direct or third-party negotiations. Not stated, but it seems like it is a third-party service
  • States serviced. Not stated
  • Free resources or tools. None
  • Customer service options. Phone, email
  • Other details. None

How All Service Financial works

All Service Financial claims to offer programs or advice on debt consolidation, credit repair, credit counseling, debt resolution, debt settlement and bankruptcy. But there are no specifics on how these programs work through All Service Financial — just general information.

On its Home page, All Service Financial states that you can contact one of its specialists to get a quote in writing for what you can expect to pay. But when I called, I was redirected to a law firm called Litigation Practice Group. This isn’t a good sign, especially since All Service Financial doesn’t state that it’s connected to Litigation Practice Group.

All Service Financial isn’t transparent about costs

Although All Service Financial has a calculator, there are no details on potential fees or other costs. Legitimate debt relief companies provide example fees for setting up an account as well as the type of monthly payment you can expect.

All Service Financial reviews are old and uninformative

BBB rating: No BBB page
Trustpilot rating: No Trustpilot page

All Service Financial doesn’t have a Better Business Bureau (BBB) page or a Trustpilot page. And the only customer reviews I could find were from Yelp — and the three here were from 2020 or earlier. This is a red flag for All Service Financial.

Most credit repair and debt relief companies will have either a BBB or Trustpilot page and a handful of reviews. Since All Service Financial doesn’t, it’s impossible to say what other people experienced when using its programs and interacting with its representatives.

How All Service Financial compares to other debt relief companies

It’s unclear if All Service Financial directly offers any sort of debt relief or if it acts as a matching service for its partners.

These providers are legitimate — and are likely a much better option if you want a full rundown of potential costs before you sign up for anything.

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