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How to finance an Alfa Romeo

Compare your car loan options to drive away in Italian luxury.

Alfa Romeo only has three models available in the US, but each is equipped with lavish features and power that allows you to go from 0 to 60 mph in seconds. But that type of luxury comes at a high price point, so you’ll want to compare your car loan options before contacting a dealer.

How can I finance an Alfa Romeo?

As with all vehicle financing, you can purchase your Alfa Romeo using a car loan from a bank, credit union or online lender. These are typically secured by your purchase — so you can expect lower rates than you’d find with a personal loan. However, it takes time to compare offers to find the best deal out there, so this won’t be the fastest route to go.

Beyond these options, Alfa Romeo offers its own financing and lease programs. This is typically the quickest way to get behind the wheel, but you might not find the most competitive rates and terms. The brand occasionally runs special offers as well, so contact a certified dealer to see if there are any discounts you may be able to take advantage of.

  • Alfa Romeo financing. Alfa Romeo offers financing for its three vehicle models through Chrysler Capital. Current offers include 1.9% APR financing for 36 months on the 2019 Stelvio as well as a cash allowance of up to $1,000.*
  • Alfa Romeo leasing. The brand also has lease offers through Ally Bank for its Stelvio and Giulia Quadrifoglio models. You may be able to lease the 2019 Giulia Quadrifoglio for $899 per month for 36 months with $6,263 due at signing.*

Like with all financing, the rates and terms your receive will depend on your creditworthiness and other financial factors.

*Rates as of May 30, 2019.

Compare car loans to buy an Alfa Romeo

1 - 3 of 3
Name Product Filter Values Minimum credit score APR Loan term Requirements
PenFed Auto Loans
Starting at 5.19%
3 to 7 years
Active membership with PenFed
One of the largest national credit unions in the U.S., it offers new and used auto financing with transparent low rates.
Monevo Auto Loans
3.99% to 35.99%
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Quickly compare multiple online lenders with competitive rates depending on your credit.
5.59% (as low as)
1 to 6 years
18+ years old, US citizen or permanent resident
A car loan connection service for borrowers looking to refinance.

Does Alfa Romeo offer special discounts or programs?

Unlike other brands, Alfa Romeo doesn’t have any special car-buying programs for military service members or recent college grads. However, it’s been known to offer loyalty cash bonuses to former customers looking to purchase or lease a new Alfa Romeo. Reach out to your local authorized dealer to see if there are any deals available.

What will a new Alfa Romeo cost me?

The cost of your Alfa Romeo will depend on the model you select and any add-ons you want to include. Below are the manufacturer suggested retail prices for the most basic 2019 models.


  • Starting MSRP: $38,295
  • Build: Sedan
  • City/highway MPG: 24/33


  • Starting MSRP: $40,295
  • Build: Crossover
  • City/highway MPG: 22/29

4C Spider

  • Starting MSRP: $66,900
  • Build: Sports
  • City/highway MPG: 24/34

Compare car insurance for luxury vehicles

Does a new Alfa Romeo come with a warranty?

Yes, all three Alfa Romeo models have the same four-year, 50,000-mile basic limited warranty. This covers the cost of parts and labor needed to repair your vehicle due to a defect from the manufacturing process. However, the brakes, wiper blades, clutch, windshield, rear window, wheel alignment and wheel balance are all only covered for one year or 12,000 miles — whichever comes first.

Bottom line

An Alfa Romeo could be the Italian sedan, SUV or sports car of your dreams — but only those with excellent credit will be able to qualify for the lowest rates from Alfa Romeo’s financing company, Chrysler Capital. Otherwise, it may be worthwhile to explore your car loan options to see the potential rates you might snag elsewhere.

Frequently asked questions

Pictures: Getty Images and Alfa Romeo official page

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