Alaska Airlines Visa® Business credit card review
A good business travel card if you’re loyal to Alaska Airlines.
- Get this card if your business frequently flies with Alaska Airlines or Virgin America.
- Pick something else if you want cash back or no annual fees.
- Apply for this card with a good to excellent credit score of 670 or higher.
Miles as welcome offer
Up to 3x
15.99% to 23.99%
Purchase APR (variable)
|Product Name||Alaska Airlines Visa® Business credit card|
|Purchase APR||15.99% to 23.99% variable|
|Balance transfer APR||15.99% to 23.99% variable|
|Balance transfer fee||$10 or 4% of the transaction, whichever is greater|
|Cash advance rate||24.24% variable|
|Cash advance fee||$10 or 4% of the cash advance amount, whichever is greater|
|Foreign transaction fee||None|
|Interest free period||Up to 25 days|
|Late payment fee||Up to $49|
|Late payment fee conditions||$19 if balance less than or equal to $100; $29 if $100.01 - $1,000; $39 if $1,000.01 - $5,000; $49 if greater than $5,000.|
|Returned payment fee||$39|
|Additional cardholder fee||$25|
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
The Alaska Airlines Visa® Business credit card comes with a rewards program where you earn 3x miles with Alaska Airlines and 1x miles on all other purchases. In addition, you get to earn 40,000 miles and a companion fare from $121. The companion fare is a feature you get every year on your card anniversary.
On the downside, you don’t get a 0% intro APR period on purchases and balance transfers, and you’ll have to pay an annual fee of $50 for the company and $25 for each card you have. But this is easily offset by the companion fare you get each year.
Overall, this is a solid credit card for those who frequently fly with Alaska Airlines or their partners.
How to apply for the Alaska Airlines Visa® Business credit card
- Go to the Bank of America site and select the Alaska Airlines Visa® Business credit card. Click Apply now.
- Complete the application with details about you, your business and any employees you authorize to use your card.
- Review and submit your application.
What credit score do I need?
You’ll have better chances of approval if you apply with a good to excellent credit score of 670 or higher.
Earn 3x miles with Alaska and 1x everywhere else. You can redeem your Alaska miles on Alaska flights and partner flights, book hotels or get a first class upgrade on your flight.
Earn 40,000 miles, a $200 statement credit and an Alaska companion fare after you spend $2,000 within the first 90 days your account is open.
Alaska’s Famous Companion Fare.
Each year on your account anniversary, you’ll earn another of Alaska’s Famous Companion Fares. Just book your flight through Alaska’s site and invite family or friends to travel along with fares starting at $121 — with no blackout dates.
Alaska Airlines perks.
Save money when traveling with Alaska with a complimentary checked bag for you and up to six companions on the same reservation. That’s a savings of between $60 and $140 per person on a round-trip flight. You also get 50% discount on Alaska Lounge day passes and 20% off on your in-flight purchases.
Tools to monitor and limit employee spending.
Set individual spending limits for each employee card on your account. You’re also protected against unauthorized purchases on those cards. And through Bank of America’s MyReport Center, you can keep an eye on overall company spending, accessing reports to analyze transactions.
Travel and emergency services.
Your business is protected for up to $1 million in travel and car rental insurance on reservations charged to your card, including emergency ticket replacement and lost luggage assistance.
What to watch out for
You’ll pay a $50 company fee and $25 for each card annually.
No intro APR period.
Unfortunately, you don’t get a 0% intro APR period on balance transfers or purchases. If this is a perk you value, consider a balance transfer business credit card.
How to earn Alaska Airlines miles
There are many ways to earn Alaska Airlines miles aside from using a cobranded credit card, such as:
- Flying Alaska Airlines
- Flying with partner airlines
- Dining with the Alaska dining program
- Booking with partner hotels
- Car rentals with partners
- Shopping with the Alaska shopping program
How to redeem Alaska Airlines miles
You can redeem Alaska Airlines miles on Alaska flights, as well as flights on partner airlines, to book hotel stays or upgrade to first class. You’ll get the highest value for your miles if you redeem for Alaska flights.
Who should get this card
Business owners or employees that often fly Alaska Airlines and occasionally fly with partner airlines should definitely consider this card. For a small annual fee, you get multiple Alaska Airlines benefits and you can save money on Alaska flights.
What customers say about the Alaska Airlines Visa® Business credit card
The Alaska Airlines Visa® Business credit card doesn’t have any online reviews. But the issuing bank does.
Bank of America earned a Trustpilot score of 1.3 out of 5 at the time of this writing. Most negative reviews cite unhelpful customer support. Positive reviews often point to the bank’s easy-to-use website.
Bank of America also earns an A+ rating from the Better Business Bureau as of November 2020 and has been accredited since 1949.
Alternatives to Alaska Airlines Visa® Business credit card
Even if you often fly Alaska Airlines, there are other cards that could be another choice worth considering. For example, you could go for:
- American Airlines cobranded card. Business owners who often fly American Airlines and Alaska Airlines could use one of these cards. With an American Airlines card, you can redeem your miles on Alaska Airlines flights or on other partner airlines.
- Marriott hotel card. You can transfer points earned with a Marriott credit card to travel partners including Alaska Airlines. This can be a great option if you’re loyal to Marriott hotels and you fly often with Alaska Airlines.
- General travel cards. With a general travel credit card you don’t have to transfer points to miles because you can directly use your points to redeem flights.
Compare business credit cards
Business owners who don’t travel as much could use a business credit card with rewards on other categories, such as office supplies or gas.
If your business flies frequently with Alaska Airlines, you can earn miles on your flights and you can get additional benefits like free checked bags and a companion fare each year on your card anniversary.
If you prefer other airlines or more flexible travel perks, you might want to compare your options in our guide to travel rewards credit cards.
Frequently asked questions