Air France KLM World Elite Mastercard® review

The perks

• Signup bonus: 50,000 bonus miles.
  Earn this bonus after you make $2,000 or more in purchases within the first 90 days of account opening.According to our March 2019 valuation, this bonus is worth $325. It’s solid, though you’ll find better bonuses with similar mid-tier cards.

• Rewards: Up to 3x miles.
  Earn 3x miles on direct Air France and KLM Royal Dutch Airlines purchases. You’ll also earn this rewards rate on direct SkyTeam-airline purchases, giving you lots of flexibility.Earn 1.5x miles on all other purchases.

  You can redeem your miles for flights with any airline in the SkyTeam alliance. Also, use miles for hotel stays, car rentals, seat upgrades and more.

How does the SkyTeam Alliance program work?

• Anniversary bonus: 5,000 miles.You’ll receive these miles on your card anniversary if you’ve made at least $50 in purchases in the preceding card year.

  According to our March 2019 valuation, this bonus is worth $65.

You’ll also like …

• Earn up to 60 Experience Points (XP) every card year.Earn 20 XP every year on your card anniversary.

  Earn another 40 XP on your card anniversary if you’ve made at least $15,000 in purchases within the preceding card year.

  You need 100 XP to advance from Explorer to Silver. The latter tier offers perks such as priority check-in and boarding, complimentary standard seat selection and an additional baggage item on every SkyTeam flight.

• No foreign transaction fees.
  Don’t pay fees on purchases made with your card while abroad.

What to watch out for

• Annual fee: $89.
  You’ll pay this much annually to own the card.

• No standard complimentary perks.
  While you’ll get accelerated rewards on direct SkyTeam-airline purchases, an anniversary mile bonus and bonus XP, you’ll miss out on standard perks such as complimentary checked baggage or priority boarding.

• Penalty APR: 29.99% variable.
  If you make a late payment, Bank of America may apply this penalty APR to all of your balances.

Compare travel credit cards

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Name	Product	Welcome Offer	Rewards	Annual fee	Filter values
Capital One Venture Rewards Credit Card		Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel	2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023	$95		Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.	Apply now View details	Compare	loading Fetching your data...
Capital One VentureOne Rewards Credit Card		Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel	Earn unlimited 1.25x miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel.	$0		Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.	Apply now View details	Compare	loading Fetching your data...
Capital One Venture X Rewards Credit Card		75,000 miles after you spend $4,000 in your first 3 months of account opening	2x miles on every purchase, every day, 10x miles on hotels and rental cars booked through Capital One Travel, 10x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023, 5x miles on flights booked through Capital One Travel	$395		Capital One's premium luxury travel card, featuring airport lounge access at Capital One Lounge and 1,300+ Priority Pass lounges.	Apply now View details	Compare	loading Fetching your data...

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Bottom line

The Air France KLM World Elite Mastercard® can be a good choice for frequent flyers. It’s particularly helpful if you often fly with SkyTeam airlines, as you’ll earn a strong 3x miles on direct SkyTeam purchases.

Also, consider the card if you’re shooting for status in Flying Blue. You’ll need 100 XP to reach Silver, much of which you can earn through the card.

If you’re an infrequent flyer, you’ll probably earn more with other travel credit cards.

Frequently asked questions

• If my account has a penalty APR, how long will the rate last?

  The penalty APR will apply indefinitely. If you have a record of on-time payments, consider contacting Bank of America to ask if it will rescind the rate.

• If I qualify for the signup bonus, when will I receive my miles?

  You’ll see them in your Flying Blue account within four to six weeks.

• When will I receive my anniversary miles?

  If you qualify for the anniversary miles, look for them in your Flying Blue account within four to six weeks.