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$100
Welcome offer
Up to 3x
Miles
$89
Annual fee
15.99% to 23.99%
Purchase APR (variable)
Annual fee | $89 |
---|---|
Annual fee conditions | The annual fee will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit limit of $500, your initial available credit will be only about $411. |
Welcome offer | Limited-time offer: $100 Statement Credit plus 50,000 Bonus Miles after you make $2,000 or more in purchases within the first 90 days of your account opening |
Rewards | 3x miles on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines and 1.5x miles on all other purchases |
Purchase APR | 15.99% to 23.99% variable |
Balance transfer APR | 15.99% to 23.99% variable |
Minimum Credit Score | 670 |
Issuer | Mastercard |
Review by
Kevin Joey Chen was a credit cards, banking and investments writer for Finder. His work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com.
The Air France KLM World Elite Mastercard® offers accelerated rewards on direct SkyTeam purchases, an annual boost for Flying Blue status qualifiers and bonus miles on your card anniversary.
You can redeem your miles for flights with any airline in the SkyTeam alliance. Also, use miles for hotel stays, car rentals, seat upgrades and more.
According to SkyTeam, you can fly to 1,062 destinations in 177 countries. Member carriers include:
How does the SkyTeam Alliance program work?
According to our March 2019 valuation, this bonus is worth $65.
Earn another 40 XP on your card anniversary if you’ve made at least $15,000 in purchases within the preceding card year.
You need 100 XP to advance from Explorer to Silver. The latter tier offers perks such as priority check-in and boarding, complimentary standard seat selection and an additional baggage item on every SkyTeam flight.
The Air France KLM World Elite Mastercard® can be a good choice for frequent flyers. It’s particularly helpful if you often fly with SkyTeam airlines, as you’ll earn a strong 3x miles on direct SkyTeam purchases.
Also, consider the card if you’re shooting for status in Flying Blue. You’ll need 100 XP to reach Silver, much of which you can earn through the card.
If you’re an infrequent flyer, you’ll probably earn more with other travel credit cards.