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Best budget mattresses
Your guide to sleeping well without emptying your wallet.
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Let’s face it: Buying a new mattress is a big decision that you’ll probably have to save for. But if you’ve been putting it off because they’re just too expensive, do your body a favor and take a look at some budget-friendly, yet high-quality choices.
You’ll finally get a good night’s rest — without depleting your savings.
Editor's Pick
The Allswell by Allswell
A bed that's easy on pressure points — and your wallet.
- Finance with Affirm
- 10 year warranty
- 100 night trial
- Free shipping
This Walmart-owned online mattress company doesn't skimp on quality, even though you can snag a queen-sized hybrid mattress for under $350. We gave this budget bed a try and found that its high-quality construction makes for a dreamy night's sleep, despite its low price tag.
31
Mattresses reviewed
104
Hours of research
4
Mattresses tested
To choose our list of the best budget-friendly mattresses, we conducted our own research to determine some of the most popular options currently available. We compared factors like the type, trial period, warranty and price, considering third-party reviews and our personal experiences as well.
The Nectar Mattress by Nectar Sleep
Take an entire year to test out this mattress before committing to own it.
- Finance with Affirm
- Lifetime warranty
- 365 night trial
- Free shipping
If you're new to the world of online mattress shopping, you might be a little wary about forking over hundreds of dollars for a bed you've never felt. With Nectar, you get a full year to try out your new bed before deciding if it's worth every penny.
And even though this mattress doesn't cost a fortune, it still comes with four layers of foam, cooling technology, dust mite protection and a lifelong warranty.
The T&N Original Mattress by Tuft & Needle
No gimmicks, just a downright comfy bed.
- Finance with Affirm
- 10 year warranty
- 100 night trial
- Free shipping
In a sea of bed-in-a-box foam mattresses, Tuft & Needle stands out for its simplicity. The brand prides itself on offering a high-quality mattress that doesn't use frills and gimmicks for the sake of charging you more.
But that doesn't mean you're not getting bang for your buck. This mattress features wicking graphite to keep you cool and adaptive foam for maximum body contouring while you sleep.
Lowest price
The Nod by Tuft & Needle
An Amazon-exclusive backed by T&N research and quality.
- Finance with Affirm
- 10 year warranty
- 100 night trial
- Free shipping
The Nod offers a blend of quality construction from a trusted brand — with the value that Amazon customers love.
This mattress is made with authentic Tuft & Needle adaptive foam and topped with a layer of cooling graphite foam for a comfy night's rest. And because it fits all types of bed frames — you can even put it on the floor! — you won't need to spend extra on a fancy base.
The Essential Mattress by Casper Mattress
A great night's sleep is just three layers away.
- Finance with PayBright
- 10 year warranty
- 100 night trial
- Free shipping
Why pay for more layers when all you need is three ultra-durable ones? Casper's Essential model is a streamlined version of its well-known original mattress — and so is the price. For almost $400 less than the signature Casper, you can get the breathability, comfort and support this brand's known for.
Plus, the Essential is now stocked in many Target stores across the country, so you could even try one out before you buy.
The Emma Mattress by Emma Mattress
A budget-friendly bed from across the pond.
- Finance with Affirm
- 10 year warranty
- 100 night trial
- Free shipping
The Emma mattress was so popular in Europe that it's now available here in the US. Starting at just under $500, this bed doesn't sacrifice stability or comfort. It boasts three specialized layers of foam — including a cooling Airgocell layer — and a climate-regulating cover.
How will my sleep quality improve by getting a new mattress?
Don’t sacrifice your sleep for the sake of your wallet! There are plenty of reasonably-priced mattress options out there that can help you get a better night’s sleep and wake up feeling energized without shelling out thousands of dollars.
But it’s true, you’ll sift through lots of gimmicky bells and whistles before you find the bed of your dreams. In general, look for these three qualities when shopping for a new mattress — and don’t get distracted by shiny marketing claims.
- Support. Most importantly, you want a mattress that’ll support you — not something that’ll leave you sagging. Most bed-in-a-box mattresses are foam or foam hybrids, which are usually firmer and more supportive than your average spring coil mattress. If you’re not used to foam, though, look for an affordable latex or hybrid option to try first.
- Responsiveness. Your bed should keep you supported, but it should allow for some give and bounce when you need it. Take a look at our review of the best mattresses for sex to see what we mean when we say sometimes you want a little spring in your bed.
- Pressure-point relief. Consider your sleeping style so you can choose a mattress with the right pressure-point relief. Side and back sleepers have more pressure points, so choosing something that contours to your body is important. For stomach sleepers, you might need a little extra support to keep your spine in alignment.
Compare top affordable mattresses
How can I finance a mattress?
Most online mattress brands have a financing option that lets you pay for your new bed in smaller monthly installments instead of handing over hundreds of dollars all at once. If financing is available, you should see an option to select Affirm, Klarna or another financing partner at checkout.
It should only take a few minutes to see if you’re approved and get details on interest rates and any special promotions — like 0% APR for the first six months.
Bottom line
Getting a better night’s sleep doesn’t have to mean forking over your life’s savings. With so many online mattress brands to choose from, these companies are now competing to win over your business by offering high-quality options at reasonable prices.
Still not quite sure which bed is right for you? Compare online mattress brands to get the most bang for your buck.
Frequently asked questions
Our top mattress promo codes February 2021
Casper Mattress
Exclusive
Get up to $200 off your next mattress purchase
Save up to $200 with this exclusive code from Finder
Exclusive
Purple Mattress
Buy now, pay later with 0% financing offers
See if you prequalify today without affecting your credit score.
DreamCloud
$200 off your purchase
T&Cs apply
Mattress Firm
10% off orders
Chirofoam Mattress
Exclusive
$120 off your mattress
No minimum purchase
Exclusive
Puffy Mattress
Exclusive
Get an extra $50 off your next mattress with Finder
$50 additional off the existing $200 sale. A total of $250 savings!
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