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Advance Financial locations

This lender has over 100 storefronts — but only in Tennessee.

Updated Feb 10, 2021.

Fact checked

While Advance Financial offers short-term loans to residents of 13 states, it only has branches in Tennessee. If you happen to live in or near the Volunteer State, then you can also take advantage of other services it offers in stores, including free money orders, bill pay and more.

Where is Advance Financial located?

Advance Financial has 105 stores scattered across Tennessee — and they’re all open 24 hours a day. If you live in one of the 12 other states it services, you’ll have to apply for a loan online.

How can I find an Advance Financial location near me?

To find one of Advance Financial’s Tennessee locations, follow these steps:

Visit Advance Financial’s website and click Locations.
Click Show as list to find a list of towns that Advance Financial has a storefront in.
Select a town to see your local store’s address, phone number and services offered.

States where Advance Financial is available online only

Advance Financial offers online loans to residents of Tennessee and the following states:

Alabama
California
Delaware
Idaho
Kansas
Mississippi

Missouri
North Dakota
South Carolina
Utah
Virginia
Wisconsin

How does getting a short-term loan at Advance Financial work?

To apply for a short-term loan from Advance Financial, follow these steps:

Visit an Advance Financial location and speak with a representative to begin the application process.
Fill out the application with details about yourself and your income.
If approved, read over your loan agreement to make sure you understand the costs before signing any paperwork.
Receive your funds as a prepaid debit card, cash or bank account deposit.

Want to start your in-store application online? Visit Advance Financial’s website, select the branch you plan on visiting and click Start In-Store Loan Application. Once you submit your application, an Advance Financial representative will call you to set up an appointment.

What do I need to apply?

When you visit an Advance Financial location, bring along these documents and information:

Valid government-issued photo ID, such as a driver’s license or passport
Proof of income, such as a pay stub or benefits statement
Bank account information

What other services does Advance Financial offer at its stores?

While services and products vary by store, you might have access to:

Check cashing
Western Union money transfers
Free money orders
Free bill pay
Prepaid debit cards

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Brigit	Up to $250	1 to 3 days or same-day in some circumstances	Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day	Have up to $250 automatically deposited into your account — for a $9.99 membership fee.	Go to site More Info	loading Fetching your data...
LendYou Short-term Loans	$100 to $2,500	Same business day to 1 business day	$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+	Get offers from potential lenders in minutes by filling out just one online form.	Go to site More Info	loading Fetching your data...
OppLoans Installment Loans	$500 to $4,000	1 business day	+18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state	Comes with the option to change your due date so you won’t fall behind on repayments.	Go to site More Info	loading Fetching your data...
CashNetUSA Loan	Varies by state	As fast as same business day	Regular source of income, bank account, US citizen or permanent resident, age of majority in your state	Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.	Go to site	loading Fetching your data...
Fast5kLoans Short-term Loans Connection Service	$100 to $35,000	As soon as the next business day	Regular source of income, Verifiable bank account, US citizen, Ages 18+	Get connected with multiple lenders you might qualify with — even if you have bad credit.	Go to site More Info	loading Fetching your data...
MoneyLion Instacash advances	$250, $300 with RoarMoney account	3 to 5 business days to external checking account, 12 to 48 hours to RoarMoney account	Bank account must have at least 60 days of activity, show recurring deposits and must have a positive balance	Fee-free, interest-free cash advances up to $250.	Go to site More Info	loading Fetching your data...

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MUST READ:

The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. This could put you at risk of getting caught in a cycle of debt. Carefully review your finances and the loan cost to make sure it fits your budget.

Before you take out a short-term loan

Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time.

Consider alternatives before opting for a short-term loan:

Local resources. Government agencies, nonprofits and local charities often offer free financial services and help with food, utilities and rent for those in need.
Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.

Bottom line

Although Advance Financial doesn’t have any store locations outside of Tennessee, it still offers online loans to residents of multiple states. Before you visit a branch or apply online, read our review of Advance Financial and learn more about payday loans so you understand the full costs of borrowing.

Frequently asked questions

Thank you for your feedback!

Kellye Guinan

Kellye Guinan was a financer writer for Finder, covering everything from loans from auto to personal to business finance.

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