Advance Financial locations

This lender has over 100 storefronts — but only in Tennessee.

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While Advance Financial offers short-term loans to residents of 13 states, it only has branches in Tennessee. If you happen to live in or near the Volunteer State, then you can also take advantage of other services it offers in stores, including free money orders, bill pay and more.

Where is Advance Financial located?

Advance Financial has 105 stores scattered across Tennessee — and they’re all open 24 hours a day. If you live in one of the 12 other states it services, you’ll have to apply for a loan online.

How can I find an Advance Financial location near me?

To find one of Advance Financial’s Tennessee locations, follow these steps:

  1. Visit Advance Financial’s website and click Locations.
  2. Click Show as list to find a list of towns that Advance Financial has a storefront in.
  3. Select a town to see your local store’s address, phone number and services offered.

States where Advance Financial is available online only

Advance Financial offers online loans to residents of Tennessee and the following states:

  • Alabama
  • California
  • Delaware
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • North Dakota
  • South Carolina
  • Utah
  • Virginia
  • Wisconsin

How does getting a short-term loan at Advance Financial work?

To apply for a short-term loan from Advance Financial, follow these steps:

  1. Visit an Advance Financial location and speak with a representative to begin the application process.
  2. Fill out the application with details about yourself and your income.
  3. If approved, read over your loan agreement to make sure you understand the costs before signing any paperwork.
  4. Receive your funds as a prepaid debit card, cash or bank account deposit.

Want to start your in-store application online? Visit Advance Financial’s website, select the branch you plan on visiting and click Start In-Store Loan Application. Once you submit your application, an Advance Financial representative will call you to set up an appointment.

What do I need to apply?

When you visit an Advance Financial location, bring along these documents and information:

  • Valid government-issued photo ID, such as a driver’s license or passport
  • Proof of income, such as a pay stub or benefits statement
  • Bank account information

What other services does Advance Financial offer at its stores?

While services and products vary by store, you might have access to:

  • Check cashing
  • Western Union money transfers
  • Free money orders
  • Free bill pay
  • Prepaid debit cards

Compare other short-term loan providers

Updated October 19th, 2019
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
1 business day
Direct deposit, meet minimum income requirements
Comes with the option to change your due date so you won’t fall behind on repayments.
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
1 to 2 business days
Active checking account, regular source of income, email address
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
Varies by state
1 business day
Regular source of income, bank account, US citizen or permanent resident, ages 18+
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Same business day to 1 business days
Employed, $800+ regular monthly income, checking account, ages 18+, US citizen
Fill out a simple online form to compare offers from several lenders that may be able to help.
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
As early as 1 business day
$1,000+ monthly income after taxes, valid checking account
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
As soon as the next business day
Checking account with ACH, proof of income, Social Security number, ages 18+
Get rewarded for making on-time repayments with better rates and terms on future loans.

Compare up to 4 providers

Bottom line

Although Advance Financial doesn’t have any store locations outside of Tennessee, it still offers online loans to residents of multiple states. Before you visit a branch or apply online, read our review of Advance Financial and learn more about payday loans so you understand the full costs of borrowing.

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