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Acura Financial Services auto loans review

Military service members and college grads might qualify for special discounts.

  • Best for loyal Acura customers looking to buy or lease another car.
  • Pick something else if you’re a first responder looking for discounts.


Product NameAcura Financial Services
Loan term5 to 10 years
Financing typesPurchase,Leasing
Eligible car typesNew,Certified Preowned
Minimum credit scoreVaries
Cosigners allowedYes


  • Discounts for military members and college grads
  • Flexible repayment options
  • Loyalty program for leased vehicles


  • No special discounts for first responders
  • Not a direct lender
  • Must buy through an authorized Acura dealership

Acura Financial Services special discounts

  • Military: Yes
  • College grad: Yes
  • Repeat customers: Yes
  • First responders: No
  • Accessibility equipment: Yes

Acura Financial Services reviews and complaints

BBB accredited No
BBB rating F
BBB customer reviews 1 out of 5 stars, based on 7 customer reviews
BBB customer complaints 40 customer complaints
Trustpilot Score 3.2 out of 5 stars, based on 1 customer reviews
Customer reviews verified as of 19 October 2020

Only a handful of reviews are available for Acura Financial Services. It has a Better Business Bureau profile with all negative customer reviews, many of which criticizing fees, unsatisfactory communication and difficulties making payoffs.

How to apply

When you’re ready to apply, have your Social Security number, bank account details and employment information ready to speed up the process.

Then follow these steps to apply online:

  1. Visit Acura Financial Services and click Apply online to start the application.
  2. Select the type of vehicle you want to purchase or lease, if you want an individual or joint application and your marital status.
  3. Enter information about yourself, your employment, your income and the vehicle you want to purchase.
  4. Review your information and read Acura’s legal notices. Click Submit to finish your application.

After you submit, you can check the status of your application using the reference number provided by Acura.

How do repayments work?

Acura Financial Services allows you to make monthly repayments multiple ways:

  • Online
  • By phone
  • By mail
  • Through Western Union or Moneygram

You can also enroll in Acura EasyPay, which will automatically deduct payments from your account every month. If you decide to make an online payment, it may take up to two business days for your payment to be processed.

For late fees and other charges, check your finance or lease contract.

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