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How to activate a US Bank credit card

There are three ways to activate your card.

Kliment Dukovski
Kliment Dukovski

Updated . What changed?

Fact checked

Activate your US Bank credit card online, by phone or by using your US Bank mobile app. No matter which option you choose, the card activation process should take just a few minutes. Here’s how to activate with each method.

How to activate your US Bank card online

Here’s how to activate your US Bank card online:

  1. Visit usbank.com/credit-cards/activate-credit-card
  2. If you have an online account, log in and activate; if not, click Enroll and activate
  3. Chose the type of card — personal or business
  4. Enter your card account number, the last four digits of your SSN and your PIN if you have one

How to activate your US Bank card by phone

If calling customer support is your preferred method to activate your US Bank card:

  1. Call the number on the card’s sticker if you have one; otherwise, call 800-285-8585
  2. Follow the prompts and provide your personal information and card number

How to activate your US Bank card with a mobile app

Your third option is to activate your US Bank card with a mobile app.

  1. Download the US Bank app for iOS or Android
  2. Log in with the same information as your online banking account
  3. Find your new card under your accounts and activate it

What next?

Now that you’ve activated your US Bank credit card, you can start using it. Here are a few ways to kick off the new addition to your wallet:

  • Check out your US Bank online account. This can let you double-check the activation status of your card. You’ll also find a breakdown of card features and benefits here, which can help you maximize your card value.
  • Earn rewards. US Bank has several great reward cards to choose from. Depending on your card, you’ll want to make sure you use it for the specific purchases that will maximize your cash back or points earned.
  • Redeem your rewards. Once you’ve built up enough rewards, it’s time to cash out. If you have a US Bank card that earns points, you’ll want to make sure you redeem them for the most value possible.

Bottom line

You can activate your US Bank card by enrolling in US Bank’s online banking, calling the number on the card’s sticker or by using your mobile app. Luckily, this process is similar to that of activating any other credit card. As soon as you’re ready, consider adding a complementary second card to your wallet to potentially increase your credit limit and get you additional perks.

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