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How to activate a Bank of America credit card
There are three ways you can activate your card.
To activate your Bank of America credit card, all you need is online access or a call with a Bank of America customer support representative. No matter which activation option you choose, you’ll be able to use your credit card immediately upon activation.
How to activate your Bank of America card online
To use this option, you must be enrolled in online banking. If you’re not, you can enroll using your Social Security number or Tax ID Number, and the last six digits of your card or bank account number. Once you signup, here’s how to activate your card:
- Go to the Bank of America website and log in to your online account
- Verify your identity and credit card
- Your credit card is now activated
How to activate your Bank of America card by phone
If you prefer calling a bank representative to assist you:
- Call 800-276-9939
- Say or enter your full account number
- Follow the prompts
How to activate your Bank of America card with a mobile app
Another option is to use the Bank of America mobile app.
- Download the app for iOS or Android
- Log in with the same information as your online banking account
- Find your new card under accounts and activate it
Compare Bank of America credit cards
Now that you have your new Bank of America credit card active, you can start using it. Down the line, you could consider applying for another card to increase your credit line or get additional perks. Also, pairing cards is an excellent way of maximizing credit card rewards. For example, if you now earn flat rewards on all purchases, your new card could earn some of the best rewards on groceries, gas or any other category where you spend most.
Activate your Bank of America credit card online, by phone or by using Bank of America’s mobile app. Consider adding one of the best secondary credit cards to your wallet to increase your credit limit, get additional perks or earn a new signup bonus.
If you have a new credit card from another brand, learn how to activate your card using our guide.
Frequently asked questions
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