Achieve lending

Achieve Lending Loans

Information verified correct on February 20th, 2017

Answer a few simple questions and get a list of the most suitable personal loans for you

Achieve Lending is a relatively new entrant in the online loans marketplace, having begun operations in November 2014. It is, on the other hand, a pioneer when it comes to education financing, given that it is the first portal of its kind that enables students to find loans suitable for them.

You have to answer a few simple questions to begin, and Achieve Lending matches you with lenders based on your requirements in as little as 30 seconds. You don’t have to pay any fees to use services provided, Achieve Lending receive referral fees from their lending partners.

Product Information

  • Min. Loan Amount: Not specified
  • Max. Loan Amount: $100,000
  • Loan Terms: Varies
  • Turnaround Time: Next business day
  • APR:  Varies. There is the option of a variable rate loan or a fixed rate loan

Find out your credit score here

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Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

How do Achieve Lending Loans compare?

Rates last updated February 20th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
$100,000 Varies Next Business Day Varies More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know
Rates last updated February 20th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
LendUp Payday Loans
$250 loans for first time borrowers. Good credit is not required and, if you're in an eligible state, you'll know instantly if you're qualified.
$250 7 - 30 days 1 business day Varies depending on the loan terms and your state of residence Go to site More
Check into Cash Payday Loan
Whether you’re facing seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.
$1,000 Varies upon state 1-2 business days Varies depending on the amount and your state of residency Go to site More
CashNetUSA Loan
CashNetUSA gives you the ability to apply for a Payday Loan, an Installment Loan, or a Line of Credit.
$2,250 Varies upon state 1 business day Varies depending on state. Go to site More
ACE Cash Express Payday Loans
Money when you need it most.
Varies by state Varies by state Generally receive the money the next business day Varies depending upon the state where you reside. Go to site More
SWIFT Payday Loan
Making it easy to get cash in a pinch.
$1,000 Varies by lender Next business day APR varies by lender Go to site More
OppLoans
If you are in need of quick funding, OppLoans may have a solution that suits your needs.
$10,000 9 to 36 months 1 business day Go to site More
Check City Payday Loan
Get a Fast, Secure, and Confidential Payday Loan.
Depends on state of residency Varies upon state Next day Depends on state of residency. Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

What can Achieve Lending help you finance?

Achieve Lending gives you the ability to apply for different types of personal loans, and details of your options are as follows:

  • Private Student Loan. To get this loan you have to start by mentioning which school you plan to attend. If approved, you can use the proceeds from such a loan for just about any educational-related purpose, and some lenders offer repayment periods of up to 60 months. These loans can help students build their credit and you might not have to pay any prepayment penalties.
  • Debt Consolidation Loan. If you have existing debts and want to consolidate them under a single umbrella, you can consider applying for this loan. You’ll have to provide the name of the school you attended to begin and then you then get to choose from providers that offer loans for different time periods and with varied features.
  • Business Loans. You can apply for a business loan through Achieve Lending, and in this case you have to use proceeds from the loan only for business-related purposes. The maximum loan period can extend p to 60 months, but this can vary from lender to lender.
  • Career Training/K-12 Loans. You can apply for this loan to cover costs incurred while attending technical training or trade school. Once you specify the state you’re located in and the amount you’re looking to borrow you’ll be shown a list of options to consider.

Features of an Achieve Lending Personal Loan

Features of personal loans you can apply for through Achieve Lending can vary from one lender to the next, and here’s what you can expect.

  • Varied loan amount. You can look forward to borrowing as little as $100 through Achieve Lending. The maximum you can borrow depends on state laws, your ability to repay, as well as the lender you select.
  • Variable repayment periods. You’re able to get a short-term personal loan that you can repay within a month, and you can also find loans that you can repay in up to 72 months.
  • Quick approval process. When you apply for a personal loan through Achieve Lending, the approval depends on the lender you choose to work with. While some offer instant approval, some others take one to two days to inform you of their decision.
  • Repayment flexibility. You can, in all likelihood, choose between making repayments towards your loan once or twice a month. Whether or not you have to pay a fee for paying your loan off ahead of time depends on your lender.
  • Applying with bad credit. Achieve Lending can help you find lenders that accept applications even if you have bad credit. Providers of personal loans, in such instances, look for an applicant’s ability to repay.
  • Earn through your association with Achieve Lending. You stand to earn $25 for every customer you refer to Achieve Lending, and you earn a $50 bonus when you refer 10 customers. You can also be a part of the Achieve Lending affiliate program that gives you the ability to earn 30% on referrals.

Are there any other benefits on offer?

You don’t have to apply for a loan through Achieve Lending to earn through their referral or affiliate programs. To make use of the referral program you simply have to share a customized link that Achieve Lending provides.

Through their affiliate program, you stand to earn a fixed percentage of what is earned in the form of transaction fees. Their partnership with Commission Junction ensures you get real-time reporting and monthly commission checks. This program comes with a 100% parasite-resistant policy, 90 days cookie life, and a bi-weekly newsletter.

How you can apply with Achieve Lending

If you’re considering applying for a personal loan through Achieve Lending you have to start by visiting the Achieve Lending website, and to do so now simply click on the ‘Go to Site’ button. Once you narrow down on a suitable loan, you can begin the application process by visiting the chosen lender’s website.

Eligibility criteria:

  • You’re an American citizen or a permanent resident of the US
  • You meet state-specific age requirements
  • You have an ability to repay the borrowed amount

To complete the application successfully, you’ll have to provide different types of information, which include the following.

  • Your complete name, date of birth, social security number, and state ID number
  • Your home address, phone number, and email address
  • If employed, provide your employer’s name and phone number
  • Details of the school/college you attended or plan to attend
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