Accredited Debt Relief Review

Professional, personal service to alleviate debt.

When you’re looking to get out of debt, it’s important to know you can trust the people you’re seeking help from. You can apply online or call 877-569-5675 and Accredited Debt Relief will match you with an account manager who takes your needs seriously. Consultations are free, and all of your information is kept out of the hands of solicitors.

Accredited Debt Relief has reviews, testimonials, and awards behind their service claims. As part of the Better Business Bureau (BBB) they received an A+ rating out of A+ to F-. This rating means that they adhere to a high standard of service and care for customers.

Product NameAccredited Debt Relief
Max. Loan AmountVaries based on lender
Loan TermOn average a settlement lasts 2 to 4 years.
Turnaround TimeVaries by lender
RequirementsMust be at least 18 years old and a legal US resident; additional terms may apply based on services and products used.
Application Fee$0


  • Consults on bankruptcy and debt settlement.
  • Provides alternatives to bankruptcy that include debt consolidate and management.
  • Eliminates multiple creditors.
  • Lower interest rates could result in reduced monthly payments.


  • Charges and fees vary by the companies you're ultimately matched with.


With Accredited Debt Relief you can receive help lowering your monthly payments and interest rates or get out from serious debt. The debt relief services offered include:

  • Bankruptcy
  • Credit counseling
  • Debt consolidation
  • Debt management
  • Debt settlement
  • Alternatives to bankruptcy
  • Eliminating multiple creditors
  • Lowering interest rates
  • Reducing monthly payments

Accredited Debt Relief matches you with a debt relief company in their network. This means that any charges and fees will be based on the companies you are matched with, and are not charged by Accredited Debt Relief.

Fees & Repayments

There are no upfront fees when applying with Accredited Debt Relief. Any charges or fees associated with the debt relief you receive will be through the company you are matched with.

Consider a short term loan for your immediate money needs

Rates last updated September 20th, 2017
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Blue Trust Loans Installment Loans
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Cash Central Installment Loan
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Compare up to 4 providers


The application process for Accredited Debt Relief is completely painless, and can be done online or over the phone. Paired with the top-tier customer service, Accredited Debt Relief is one of the best companies around to help get you on your way to being debt free.


  • When choosing a service to help get out of debt, it’s important to shop around and see who has the best rates around. Accredited Debt Relief comes in at about middle of the road in terms of fees and charges associated with the products and services provided by their network.
  • The use of debt settlement services will likely adversely affect your creditworthiness.

How to apply

To apply, call customer service for a free consultation or apply online. When applying you will need your first and last name, email, phone number, state of residence, amount of debt, and eventually your credit score.

Eligibility Requirements

  • 18 years of age or older
  • Legal resident of the United States
  • Additional terms may apply based on services and products used

Application Requirements Checklist

  • First and last name
  • Email and phone number
  • State of residence
  • Amount of debt
  • Credit score

Before you consider any debt consolidation service, be sure to read all of the fine print, and compare all of your options.


You will not be kicked out of the program. Emergencies happen and the people behind the program are aware of and sympathetic to that. It’s as easy as calling customer service to keep your account on track, and if you know in advance there will be a problem giving five business days heads up will greatly assist in that process.

There is no need to take out a loan in a debt reduction plan. Consolidation loans are an option to work with your program, but they are not necessary.

On average a settlement lasts 2-4 years. This timeline may be shortened or lengthened based on how much money you are able to put towards the program on a monthly basis. By contributing to your debt settlement fund faster, you can shorten the timeframe in which all of your debts will be paid off.

Enrolling all of your high-debt (over $500) credit cards in the program is the best option. By doing so, creditors can see that you’re working on paying off all of your debt.

By separating your account out you are distancing it from your daily spending. This makes it easier to save, and by extension easier to complete the program.

Chances are that you will have some negative impact on your credit score if you are part of a debt relief program or not should you stop making minimum payments. Taking a hit to your credit score is a possibility in any debt relief program.

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2 Responses

  1. Default Gravatar
    WinnetJuly 4, 2017

    I earn $400 per month so how much can be deducted from my salary ,if I borrow a loan of $5000

    • Staff
      AnndyJuly 4, 2017Staff

      Hi Winnet,

      Thanks for your question.

      Your monthly repayment depends on the loan term. Fo example, using the loan calculator on the lender’s page, you will have an estimated monthly repayment of $59 if you get the maximum loan term of 4.5 years. But this is just an estimate and may also vary depending on your state.

      You may want to directly get in touch with Accredited Debt Relief to get a free quote.