Accredited Debt Relief Review

Information verified correct on January 21st, 2017

Professional, personal service to alleviate debt.

When you’re looking to get out of debt, it’s important to know you can trust the people you’re seeking help from. You can apply online or call 877-569-5675 and Accredited Debt Relief will match you with an account manager who takes your needs seriously. Consultations are free, and all of your information is kept out of the hands of solicitors.

Accredited Debt Relief has reviews, testimonials, and awards behind their service claims. As part of the Better Business Bureau (BBB) they received an A+ rating out of A+ to F-. This rating means that they adhere to a high standard of service and care for customers.

Product NameAccredited Debt Relief
Interest Rate (p.a.)From 0% (variable)
Comparison Rate (p.a.)
Interest Rate TypeVariable
Minimum Loan Term2 years
Maximum Loan Term4 years
Max. Loan AmountVaries based on lender
Application Fee$0

Pros

  • Bankruptcy
  • Credit counseling
  • Debt consolidation
  • Debt management
  • Debt settlement
  • Alternatives to bankruptcy
  • Eliminating multiple creditors
  • Lowering interest rates
  • Reducing monthly payments

Cons

  • Any charges and fees will be based on the companies you are matched with.

Product Details

With Accredited Debt Relief you can receive help lowering your monthly payments and interest rates or get out from serious debt. The debt relief services offered include:

  • Bankruptcy
  • Credit counseling
  • Debt consolidation
  • Debt management
  • Debt settlement
  • Alternatives to bankruptcy
  • Eliminating multiple creditors
  • Lowering interest rates
  • Reducing monthly payments

Accredited Debt Relief matches you with a debt relief company in their network. This means that any charges and fees will be based on the companies you are matched with, and are not charged by Accredited Debt Relief.

Fees & Repayments

There are no upfront fees when applying with Accredited Debt Relief. Any charges or fees associated with the debt relief you receive will be through the company you are matched with.

Rates last updated January 21st, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
Accredited Debt Relief
Accredited Debt Relief can help you lower your monthly payments and interest rates or get out from serious debt. They offer free consultations at 1-877-569-5675.
Varies based on lender On average a settlement lasts 2-4 years. Varies based on lender Go to site More
Rates last updated January 21st, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
NetCredit Installment Loan
Build a positive credit history and borrow up to $10,000 with Net Credit.
$10,000 Varies upon state 1 business day Total costs will vary based on your state and credit score. Go to site More
$2,500 Varies Next Day Depends on state of residency. Go to site More
$5,000 Varies Overnight Depend on state specific laws as well as the amount of money you borrow. More

Benefits

The application process for Accredited Debt Relief is completely painless, and can be done online or over the phone. Paired with the top-tier customer service, Accredited Debt Relief is one of the best companies around to help get you on your way to being debt free.

Landmines

  • When choosing a service to help get out of debt, it’s important to shop around and see who has the best rates around. Accredited Debt Relief comes in at about middle of the road in terms of fees and charges associated with the products and services provided by their network.
  • The use of debt settlement services will likely adversely affect your creditworthiness.

How to apply

To apply call 877-569-5675 for a free consultation or apply online. When applying you will need your first and last name, email, phone number, state of residence, amount of debt, and eventually your credit score.

Eligibility Requirements

  • 18 years of age or older
  • Legal resident of the United States
  • Additional terms may apply based on services and products used


Application Requirements Checklist

  • First and last name
  • Email and phone number
  • State of residence
  • Amount of debt
  • Credit score

Before you consider any debt consolidation service, be sure to read all of the fine print, and compare all of your options.

FAQs

What happens if I miss a monthly payment?

You will not be kicked out of the program. Emergencies happen and the people behind the program are aware of and sympathetic to that. It’s as easy as calling customer service to keep your account on track, and if you know in advance there will be a problem giving five business days heads up will greatly assist in that process.

Do I need to take out a loan?

There is no need to take out a loan in a debt reduction plan. Consolidation loans are an option to work with your program, but they are not necessary.

When will I pay off all of my debts?

On average a settlement lasts 2-4 years. This timeline may be shortened or lengthened based on how much money you are able to put towards the program on a monthly basis. By contributing to your debt settlement fund faster, you can shorten the timeframe in which all of your debts will be paid off.

How many credit cards do I have to enroll in the program?

Enrolling all of your high-debt (over $500) credit cards in the program is the best option. By doing so, creditors can see that you’re working on paying off all of your debt.

Why a separate account for my settlement fund?

By separating your account out you are distancing it from your daily spending. This makes it easier to save, and by extension easier to complete the program.

Will this negatively impact my credit scores?

Chances are that you will have some negative impact on your credit score if you are part of a debt relief program or not should you stop making minimum payments. Taking a hit to your credit score is a possibility in any debt relief program.

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