Accredited Debt Relief Review

Professional, personal service to alleviate debt.

When you’re looking to get out of debt, it’s important to know you can trust the people you’re seeking help from. You can apply online or call 877-569-5675 and Accredited Debt Relief will match you with an account manager who takes your needs seriously. Consultations are free, and all of your information is kept out of the hands of solicitors.

Accredited Debt Relief has reviews, testimonials, and awards behind their service claims. As part of the Better Business Bureau (BBB) they received an A+ rating out of A+ to F-. This rating means that they adhere to a high standard of service and care for customers.

Product NameAccredited Debt Relief
Interest Rate (p.a.)From 0% (variable)
Comparison Rate (p.a.)
Interest Rate TypeVariable
Max. Loan AmountVaries based on lender

Pros

  • Consults on bankruptcy and debt settlement.
  • Provides alternatives to bankruptcy that include debt consolidate and management.
  • Eliminates multiple creditors.
  • Lower interest rates could result in reduced monthly payments.

Cons

  • Charges and fees vary by the companies you're ultimately matched with.

Product Details

With Accredited Debt Relief you can receive help lowering your monthly payments and interest rates or get out from serious debt. The debt relief services offered include:

  • Bankruptcy
  • Credit counseling
  • Debt consolidation
  • Debt management
  • Debt settlement
  • Alternatives to bankruptcy
  • Eliminating multiple creditors
  • Lowering interest rates
  • Reducing monthly payments

Accredited Debt Relief matches you with a debt relief company in their network. This means that any charges and fees will be based on the companies you are matched with, and are not charged by Accredited Debt Relief.

Fees & Repayments

There are no upfront fees when applying with Accredited Debt Relief. Any charges or fees associated with the debt relief you receive will be through the company you are matched with.

Rates last updated May 27th, 2017
Max. Loan Amount Term of Loan Turnaround Time Costs
Accredited Debt Relief
This A+ BBB-rated service offers free consultations to lower your monthly payments and interest rates or get out from under serious debt.
Varies based on lender On average a settlement lasts 2 to 4 years. Varies by lender Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know
Rates last updated May 27th, 2017
Max. Loan Amount Term of Loan Turnaround Time Costs
OppLoans Installment Loans
Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.
$5,000 9 to 24 months 1 business day Depends on state of residency. Go to site More
NetCredit Installment Loan
Build a positive credit history with on-time payments through flexible repayment options that include credit card and money transfer.
$10,000 Varies upon state 1 business day Total costs will vary based on your state and credit score. Go to site More
Cash Central Installment Loan
Pay monthly or biweekly over six to 24 months with lower APRs over your typical payday loan.
$5,000 6 to 24 months Overnight Depend on state specific laws as well as the amount of money you borrow. More
Check City Installment Loan
Even if you have poor credit, apply with this short term loan specialist offering quick disbursement and referral rewards.
$2,500 Varies Next Day Depends on state of residency. Go to site More
Blue Trust Loans Installment Loans
These loans act as an alternative to payday loans, and you don’t have to make payments in one large lump sum.
$1,250 6 months Quick approval APR varies More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Benefits

The application process for Accredited Debt Relief is completely painless, and can be done online or over the phone. Paired with the top-tier customer service, Accredited Debt Relief is one of the best companies around to help get you on your way to being debt free.

Landmines

  • When choosing a service to help get out of debt, it’s important to shop around and see who has the best rates around. Accredited Debt Relief comes in at about middle of the road in terms of fees and charges associated with the products and services provided by their network.
  • The use of debt settlement services will likely adversely affect your creditworthiness.

How to apply

To apply call 877-569-5675 for a free consultation or apply online. When applying you will need your first and last name, email, phone number, state of residence, amount of debt, and eventually your credit score.

Eligibility Requirements

  • 18 years of age or older
  • Legal resident of the United States
  • Additional terms may apply based on services and products used


Application Requirements Checklist

  • First and last name
  • Email and phone number
  • State of residence
  • Amount of debt
  • Credit score

Before you consider any debt consolidation service, be sure to read all of the fine print, and compare all of your options.

FAQs

You will not be kicked out of the program. Emergencies happen and the people behind the program are aware of and sympathetic to that. It’s as easy as calling customer service to keep your account on track, and if you know in advance there will be a problem giving five business days heads up will greatly assist in that process.

There is no need to take out a loan in a debt reduction plan. Consolidation loans are an option to work with your program, but they are not necessary.

On average a settlement lasts 2-4 years. This timeline may be shortened or lengthened based on how much money you are able to put towards the program on a monthly basis. By contributing to your debt settlement fund faster, you can shorten the timeframe in which all of your debts will be paid off.

Enrolling all of your high-debt (over $500) credit cards in the program is the best option. By doing so, creditors can see that you’re working on paying off all of your debt.

By separating your account out you are distancing it from your daily spending. This makes it easier to save, and by extension easier to complete the program.

Chances are that you will have some negative impact on your credit score if you are part of a debt relief program or not should you stop making minimum payments. Taking a hit to your credit score is a possibility in any debt relief program.

Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on finder.com

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com privacy policy.

feedback