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LA, SC
Available states
24/7 claims
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | No |
Home safety features discount | Yes |
New policy discount | No |
Bundling discount | No |
No claims discount | No |
Other discounts | Senior, guarded community and Hip roof |
Personal property coverage | Yes |
---|---|
Valuable personal property | No |
Theft coverage | No |
Fire coverage | No |
Flood coverage | No |
Identity theft coverage | No |
Homesharing | No |
Dwelling coverage | Yes |
Review by
Heather Petty is a writer at Finder specializing in banking, investments and insurance. She's a self-proclaimed word nerd who worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. Heather earned a bachelor’s degree in English from the University of Nevada, Reno.
Access Home Insurance is a great option for homeowners in coastal states like Louisiana and South Carolina who need an insurance provider that understands the area. And while many carriers refuse to insure homes with high-risk pets or features, Access Home Insurance won’t make you remove your diving board from your pool to get home insurance. But if you’re looking for an insurance company with a greater online presence, shop around before you apply to make sure there isn’t a better fit for you.
Access Home Insurance offers a basic homeowner’s policy with most of the standard coverages. And on the plus side, the company doesn’t automatically reject homes with high-risk factors or homeowners with lapses in coverage up to 90 days.
If you fit the following criteria in these categories, you can get a discount on your homeowner’s policy:
You can only apply for an Access Home Insurance homeowner’s policy through one of their agents. Use the following steps to find the agent nearest you:
Access Home Insurance doesn’t specify what information you’ll need to apply for a policy. However, it’s a good idea to have these specifics about your house ready before you call: