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What home insurance coverage does The Hartford offer?
The Hartford provides standard protection for homes, including:
Loss of use
Service lines, like electrical, plumbing and HVAC
Valuable items for blanket coverage of jewelry or collectibles
What home insurance discounts can I get with The Hartford?
Find savings for securing your home or by being a loyal AARP member and policyholder. Discounts offered:
Security and safety devices, including deadbolts, smoke detectors, theft alarms and fire sprinklers
Car and home bundling, up to 20% off home and 5% off car insurance
Retired AARP member credit
Renewal credit after four years of loyalty
Pros and cons of AARP home insurance from The Hartford
AARP member benefits and discounts. Combine benefits from financial services, travel and dining discounts for maximum savings.
Protects a variety of homes. Get coverage for many homes, including secondary or vacation homes, rental properties and homes undergoing renovations.
Personal touch. Connect with a local agent for personalized customer service.
Members only. The Hartford only serves AARP members.
Standard coverage listed. You can find similar home coverage from competitors. And the info on the site is not transparent or easy to find, making it difficult to compare your options.
Mixed reviews. Reviews on Trustpilot praise The Hartford’s coverage and service. But other reviews on the Better Business Bureau reveal issues with billing and denied claims — a common complaint for home insurers.
How to apply for AARP home insurance
Get an online quote in a few steps, although some homeowners might have to call a representative. To apply:
Enter your ZIP code from the home insurance page. Click Start quote.
Fill in basic information about you and your home and tap Continue.
Answer additional questions about your home and hit Continue.
Enter details about previous insurance and claims history, choose coverage and finalize your payment.
In some cases, you may have to call a representative at 800-409-0638 before getting a quote.
What info do I need to apply for home insurance?
Prepare these details before starting your application:
Date of birth
Marital status and spouse information
Home safety features
Estimated replacement cost
Preferred coverage, deductibles and limits
Alternatives to The Hartford
The Hartford provides standard home coverage through an exclusive partnership with AARP. That means you could enjoy member discounts, unless customer experiences lead you to compare more home insurance companies first.
Frequently asked questions about AARP home insurance from The Hartford
The Hartford offers discounted standard home coverage for AARP members. Foremost also offers discounted mobile and manufactured home coverage to AARP members.
J.D. Power rated The Hartford average for overall customer satisfaction in its home insurance study. However, the company was 4th place for claims satisfaction, with an above average J.D. Power rating.
You can use The Hartford’s online claims center or call 877-805-9918 to speak with a claims representative.
The Hartford headquarters is located at 1 Hartford Plz, Hartford, CT 06155-0001.
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