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AAdvantage® Aviator® Silver Mastercard® review

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Please note: This card has been discontinued, and it is not available on our site.

  • Get this card if… you’re one of American Airlines’ most loyal customers, and you can earn enough miles to take advantage of MileSAAver discounts.
  • Pick something else if…you fly with American Airlines only once in a while.
  • Recommended good to excellent credit score of 680 to 850.

How to apply for the AAdvantage® Aviator® Silver Mastercard®

Before you can apply for the Silver card, you must have had the AAdvantage® Aviator® Red World Elite Mastercard® for at least 90 days.

Barclaycard doesn’t release approval criteria. But if you think you qualify, call the customer service number on the back of your card. The representative will inform you on the line if you can upgrade your AAdvantage® Aviator® Red World Elite Mastercard® to the Silver card.

What should I know before I apply?

To apply for the AAdvantage® Aviator® Silver Mastercard®, you must be at least 18 years old and a US resident. Residents of Puerto Rico and US territories are not eligible.

The perks

  • REWARDS: Earn miles on all purchases.
    You’ll earn miles per dollar spent on eligible American Airlines purchases and 3 miles per dollar spent on eligible hotel and car rentals. Earn 1 mile per dollar spent on all other purchases.
  • MileSAAver awards.
    Save up to 7,500 miles when booking round-trip MileSAAver flights. These are fares that run between select destinations at certain times of the year for fewer miles.
  • $100 Global Entry application fee credit.
    A Global Entry application costs $100. If you pay for it with your AAdvantage® Aviator® Silver Mastercard®, you’ll be reimbursed for the cost in the form of statement credit.
  • Get miles back.
    You’ll get back 10% of your redeemed miles, up to 10,000 miles back per calendar year. When you redeem 20,000 miles for a flight or discount, for example, you’ll get 2,000 back.
  • American Airlines perks.
    The AAdvantage® Aviator® Silver Mastercard® gives you attractive American Airlines perks, such as:
    • First checked bag free for you and up to eight companions on domestic flights.
    • Preferred boarding for you and up to eight companions.
    • 25% off inflight food and beverages.

Why you should upgrade to the AAdvantage® Aviator® Silver Mastercard®

Perhaps the biggest benefit the Silver offers is a stellar rewards rate on American Airlines purchases. You’ll earn x miles, which is music to your ears if you spend countless hours in the skies. You’ll also earn 3x miles on hotels and car rentals — the perfect complement to your flight rewards.

As with the AAdvantage® Aviator® Red World Elite Mastercard®, you’ll receive 1x miles on all other purchases.

As a frequent traveler, you probably hate standing in airport security lines. A Global Entry membership could be a lifesaver. If you considered applying, you’ll love that the AAdvantage® Aviator® Silver Mastercard® gives you a $100 statement credit when you pay for the $100 Global Entry application fee with your card.

Finally, the AAdvantage® Aviator® Silver Mastercard® may give you mile discounts when you book MileSAAver award flights, depending on American Airlines’ promotion calendar. Here’s how much you might save:

  • Flights over 500 miles: 7,500-mile discount
  • Flights 500 miles or less: 2,000-mile discount

If you take an Economy MileSAAVer flight from Sacramento to Albany, New York, normally you’d pay 25,000 miles. With the AAdvantage® Aviator® Silver Mastercard®, you may qualify for a 7,500-mile discount, which is worth $75 using the industry-standard 1 mile = 1 cent. That goes a long way toward making your annual fee worthwhile.

You’ll also like …

  • No foreign transaction fees. Use your card abroad without incurring fees.
  • Companion certificate. When you spend at least $30,000 in an account year, you’ll earn a companion certificate. With it, you may bring up to two guests at $99 each (as well as taxes and fees) after purchasing a round-trip domestic economy-class ticket.
  • Elite Qualifying Miles (EQMs) bonus. Earn 5,000 EQMs per $20,000 you spend to get you closer to elite status, with a cap of 10,000 EQMs each calendar year.
  • Elite Qualifying Dollars (EQDs) bonus. Earn 3,000 EQDs after spending $25,000 in a calendar year. After spending another $25,000 within that period, you’ll earn another 3,000 EQDs. You can earn these bonuses each calendar year.
  • World elite travel services. Get access to exclusive offers and experiences from Mastercard.
  • Travel benefits. Mastercard concierge service offers travel planning assistance, as well as insurance for auto rentals, trip cancellation, trip interruption and more.
  • Shopping benefits. Enjoy extended warranties, price protection, purchase security and return protection.

What to watch out for

  • Undisclosed rates and fees. This card doesn’t disclose its rates and fees on its site.

I got the card. Now what?

  • Make timely payments. Pay your bill online at the Barclaycard website, where you can also enroll in autopay.
  • Avoid interest. After the close of each billing cycle, you have a grace period of days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoid fees. Late and returned payments come with hefty fees of up to . Balance transfers, cash advances and foreign transactions also come with fees.
  • Customer service. If you have questions, contact Barclaycard customer service at 866-928-8598.

Compare travel credit cards

Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 3 months
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Chase Sapphire Preferred® Card
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5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
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Earn a huge signup bonus worth $1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Citi Premier® Card
60,000 points after spending $4,000 in the first 3 months
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
$95
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Marriott Bonvoy Brilliant™ American Express® Card
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
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Bottom line

If you’re not in the air all the time to make up for the annual fee, the Silver probably isn’t worth the upgrade. But if you spend enough time in the skies, the Silver can produce endless award miles. Not only can you use those miles for free flights, you may also receive mile discounts on MileSAAver flights. This could create a virtuous cycle that makes the annual fee well worth paying.

But if you feel like you’d be better off flying with a different plastic pal, compare more travel credit cards on finder.com.

Frequently asked questions

Expert review

Kevin Joey Chen

Review by


Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.

Expert review

The AAdvantage® Aviator® Silver Mastercard® is a rare card you can’t apply for. To get it, you must first be approved for the AAdvantage® Aviator® Red World Elite Mastercard®. After you’ve had the latter for at least 90 days, you can call Barclaycard and request an upgrade to the AAdvantage® Aviator® Silver Mastercard®.

The question, of course, is whether the AAdvantage® Aviator® Silver Mastercard® is worth the upgrade and higher annual fee ( versus $95 for the Red). The answer: Most flyers won’t need it, but power flyers will swoon. So what are the key differentiators between the Silver and Red?

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4 Comments

  1. Default Gravatar
    Nik
    September 21, 2018

    I have a Barclays Aadvantage business Avaitor card. Does Barclay allow you to upgrade to Barclays Silver Avaitor card?

    • Avatarfinder Customer Care
      Jhez
      September 21, 2018

      Hi Nik,

      Thank you for your comment.

      To upgrade to the Barclay Aviator Silver Mastercard, you must have a Barclay Aviator Red Mastercard. It should be open for at least 90 days or three billing cycles and spend of at least $10,000. Then call an agent from Barclays to assist you for the upgrade.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  2. Default Gravatar
    Paul
    July 9, 2018

    I’ve had the Aviator red card since January 2017. I got it for the bonus miles and didn’t recognize the additional value of the silver card. I put minimal spend on the card last year. This year I decided I needed the benefit of this card and I’ve put almost $30k of spend on it. I’ve called and emailed several times to inquire about upgrade to silver, but each time the same thing. “We don’t know what the criteria is but watch for a message when you check your account online”. Any suggestions?

    • Avatarfinder Customer Care
      Megan
      July 10, 2018

      Hi Paul,

      Unfortunately, Barclaycard doesn’t release its approval criteria for an upgrade to the AAdvantage® Aviator® Silver World Elite Mastercard®. Some cardholders have reported that they had the card for at least a year and spend $10k on it before getting the upgrade, both of which you’ve already done. One cardholder mentioned they were originally denied but asked to call back after their billing cycle, so you may need to just keep calling the customer service to ask. I’m sorry I don’t have more concrete details for you. Good luck!

      Cheers,
      Megan

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