AAA vs. The General: Which provider is better?

AAA vs. The General

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Not everyone realizes AAA provides car insurance in addition to travel discounts and roadside assistance. But if you’re considering AAA and The General for coverage, you already knew that.

AAA is a well-established company that has been in business for more than 100 years. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.

The General is newer to the car insurance industry, but it has made a name for itself with excellent customer service. It earns an A+ from the Better Business Bureau. It is also known for insuring high-risk drivers.

Below are the rest of the facts you need to know about each provider to make your decision.

  • Affordable coverage
  • Instant online access
  • SR-22 support

Our top pick: The General

The General offers affordable coverage for nearly any driver who needs car insurance.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Available in 46 states
The General

The General

AAA

AAA

About the provider The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time. AAA is a non-profit that has been serving motorists for over 100 years. With nearly 55.6 million members, the elite federation of motor clubs is known for its roadside assistance, discounts and rewards, and hands on customer service.
Price Policy costs depend your personal situation. Visit The General for a quote based on your specific needs. Policy costs depend your personal situation. Visit AAA for a quote based on your specific needs.
States served 46 All 50 states
User satisfaction* A+ N/A
J.D. Power ratings** N/A 2/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

The General

The General

AAA

AAA

Good student
Defensive driver
Good driver
Pay in full discount
Multicar
Military
Homeowner
Other discounts Low annual mileage

Purchase in advanced


Vehicle discounts

The General

The General

AAA

AAA

Anti-theft device
Anti-lock brake
Passive restraints N/A
Air bag
Other discounts New vehicle discount

Bottom line

If you’re looking for the rewards that come with a AAA membership, getting care insurance through AAA might be right for you. But if cost is your main concern, or if you have poor credit or driving violations, The General is a great choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to AAA and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Geico
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Gabi
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Liberty Mutual
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Clearcover
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

Compare up to 4 providers

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