AAA vs. The General: Which provider is better?

AAA vs. The General

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Not everyone realizes AAA provides car insurance in addition to travel discounts and roadside assistance. But if you’re considering AAA and The General for coverage, you already knew that.

AAA is a well-established company that has been in business for more than 100 years. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.

The General is newer to the car insurance industry, but it has made a name for itself with excellent customer service. It earns an A+ from the Better Business Bureau. It is also known for insuring high-risk drivers.

Below are the rest of the facts you need to know about each provider to make your decision.

Our top pick: The General

Basic, affordable coverage for almost any driver, including drivers with past claims or SR-22.

  • Affordable coverage
  • High risk drivers okay
  • Instant online access
  • Available in 46 states
  • Affordable coverage
  • Instant online access
  • SR-22 support
 

AAA

The General

OVERVIEW

OVERVIEW
About the provider
About the brand Member benefits extend beyond car insurance to offer discounts, bike coverage and more. Basic, affordable coverage for almost any driver, including drivers with past claims or SR-22.
States served
States served All 50 states All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Included free Optional
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Accident forgiveness No No
SR-22 insurance
SR-22 insurance No
Yes
Claims methods
Claims methods online
email
phone
phone
Payment schedule
Payment schedule 12 months
6 months
monthly
12 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes, up to 37% Yes
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes, up 27% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes, up to 20% No
Special employment discount
Special employment discount No No
Student discount
Student discount Yes, up to 14% Yes
Usage based discount
Usage based discount No No
Learn more
Learn more

Bottom line

If you’re looking for the rewards that come with a AAA membership, getting care insurance through AAA might be right for you. But if cost is your main concern, or if you have poor credit or driving violations, The General is a great choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to AAA and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Progressive lets you instantly compare online quotes with multiple car insurers to see if Progressive really has the lowest rates for you.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Enjoy exclusive savings and benefits designed for experienced drivers over the age of 49.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Clearcover
Optional
Yes
AZ, CA, IL, TX, UT
Find basic coverage and low rates through its easy online or app-based experience.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Assurance
Optional
Yes
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Branch
Branch
Optional
No
AZ, MO
Get an online quote with just your name and address and find out if you could save by bundling home and auto insurance.
Root
52%
Available in 30 states
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
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