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AL, AZ, CO, DE, HI, ID, KY, MD, MA, MT, NH, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TX, VA, WA, West VA
Available states
24/7 claims
Online quotes
| New home discount discount | No |
|---|---|
| New homeowner discount | No |
| Home safety features discount | Yes |
| New policy discount | Yes |
| Bundling discount | Yes |
| No claims discount | No |
| Other discounts | Mature Homeowner |
| Dwelling coverage | Yes |
|---|---|
| Personal property coverage | Yes |
| Valuable personal property | Yes |
| Theft coverage | No |
| Fire coverage | No |
| Flood coverage | Yes |
| Identity theft coverage | No |
| Homesharing | No |
| Dwelling coverage | Yes |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for over three years after graduating with an English Education degree. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
AAA’s highly praised home policies, wide protection and unique coverage options might deserve a peek as your home insurer. You could get member benefits and even discounts for being claim-free.
However, coverage and discounts vary by state and so will your customer experience.
AAA operates on the local scene, which means that home coverage and offerings might be different based on your local club. For the Auto Club South and Auto Club of Southern California Insurance Group, your policy has two package options, basic or premium coverage.
Find discounts and optional coverage available from your local club, like green upgrades or landscaping coverage. Note that you have to be a AAA member to apply for home insurance, and not every club offers home insurance directly. If AAA can’t offer you a policy directly, they will connect you with a partner insurer, much like a broker.
AAA offers guaranteed replacement for your home, water heater or air conditioner breakdowns, eco-friendly upgrades and even special home business protection.
Depending on your location, choose coverage that includes:
In addition to offering discounted rates on insurance and other services, you’ll also find hefty home insurance discounts. Nearly every homeowner can qualify for one or more of these discounts:
You can start your AAA policy through an online quote, by phone or with a local agent. For online quotes:
To apply by phone or through an agent, you can call the number provided for your local club or search for a local agent online.
AAA may ask for several details about your home and residents when applying for coverage:
Making a AAA home insurance claim means you’ll have to get in contact with the right representative either by phone or through a local agent.