Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

3 Step Divorce review

Last updated:  

An online DIY service that provides paperwork to file in your state — without legal advice.

3 Step Divorce provides the necessary forms you need to file for divorce in addition to clear step-by-step instructions on the filing process and a few extra tools to track visitation and child support payments. But it doesn’t spare you the trip to the courthouse to file your paperwork.

Details

Cost $299 - $336
Includes filing papers with court? No - you must file and pay court fees
File without spouse Yes
Divorce papers reviewed? Yes

Pros

  • Clear step-by-step instructions
  • Option for a payment plan
  • Free tech support

Cons

  • You must file forms yourself
  • Court filing fee isn't included
  • Requires billing information when you create a profile

How does 3 Step Divorce work?

3 Step Divorce is an online divorce service that helps prepare the forms you need to file for a divorce.

You answer a series of nonlegal questions written in plain language, and it uses your responses to complete the fields in documents relevant to your family’s needs. When the divorce forms are complete, you choose to print your paperwork or receive them by mail for free.

You also get step-by-step instructions on how to file for your divorce in your state.

The company claims you can answer the questions and get your completed forms in an hour, though you can work through the information at your own pace.

How much does 3 Step Divorce cost?

The service costs a flat fee of $299.

You can pay a fee to split up the cost into budget-friendly monthly installments:

  • Two monthly payments of $157 — for a total of $314
  • Three monthly payments of $109 — for a total of $327
  • Four monthly payments of $84 — for a total of $336

3 Step Divorce’s Same Day Filing cash rebate

You can save $50 off the cost of 3 Step Divorce by filing your divorce forms within a business day of starting your service.

Submit the proof you need for the cash rebate in four steps:

  1. Complete, print and file your forms at court.
  2. Ask for a time-stamped copy of the petition or complaint at the time of filing.
  3. Complete 3 Step Divorce’s cash rebate form.
  4. Submit form and documentation to 3 Step Divorce.

Does 3 Step Divorce guarantee court approval?

Yes. 3 Step Divorce guarantees the court will approve your documents or your money back.

The guarantee stipulates rejection by the court “due to the fault of 3 Step Solutions” for a full refund of your costs with no handling fee.

How to file for divorce online with 3 Step Divorce

3 Step Divorce advertises the ability to complete your forms in an hour, with documents ready to print, sign and file in about five steps:

  1. Create an account on the website.
  2. Select your state and payment method.
  3. Answer personal and financial questions about you and your spouse, including how you will divide your assets.
  4. Download and print your forms or request a copy mailed to you.
  5. Sign your documents, reading the accompanying filing procedure to learn whether your state requires a notarized signature.
  6. Take all the documents to your local courthouse or county clerk to officially file for divorce.

Pros and cons

3 Step Divorce can provide the forms you need to file for divorce, populating the necessary fields based on the answers you provide, among other benefits:

  • Monthly installments. Split up the flat fee into monthly payments, while still getting immediate access to your completed forms and filing instructions.
  • Clear instructions. Get step-by-step filing instructions that lay out what each document is, who needs to sign it and how to file it. Avoid surprises with access to state requirements, such as mandatory parenting class, that you must complete before filing.
  • Free revisions. If you find yourself needing to edit or change information in your documents, you can do so without a charge.
  • Toll-free tech support. Get help with the system or software weekdays from 9 a.m. to 5 p.m. PT.

Like most digital divorce services, 3 Step Divorce can’t replace the support you’d get from a lawyer. And you’re still on the hook for court filing fees, which you’ll want to weigh against other potential drawbacks:

  • Requires immediate payment. You must enter your billing information when you create a profile, which the platform charges you when you begin using the software and service. If you and your spouse decide not to divorce before completing the forms, you’ll need to cancel your account and request a refund.
  • You must file forms yourself. While 3 Step Divorce provides the tools you need to file for divorce, there’s no option to have the paperwork filed for you. Instead, you’ll need to go to your local courthouse, submit your forms and pay filing fees to start the divorce process officially.
  • If your state allows e-filing, you may not need this service. Some states allow you to file for divorce electronically on their website by answering questions. The system automatically generates the forms for e-filing, potentially replacing the need for 3 Step Divorce entirely. And you’ll only pay the court filing fee.

What else does 3 Step Divorce offer?

  • Document delivery. If you don’t have a printer or prefer mailed forms, 3 Step Divorce can send your divorce papers to you at no additional charge.
  • Educational resources. Download free books and research manuals on divorce from a library covering legal, financial and emotional topics.
  • Name change kit. 3 Step Divorce can guide you through the process of changing your last name after a divorce.
  • Custody management tool. Manage visitation schedules and child support payments through the service’s tracking and reporting tool.

Compare 3 Step Divorce to other services

See how 3 Step Divorce stacks up against other online divorce services.

Name Product Cost Includes filing papers with court? File without spouse Legal assistance available Customer service
OnlineDivorce.com
$139
No - you must file and pay court fees
Yes
No
Phone, Email
Ready-to-file divorce forms for one flat fee. Step-by-step directions to help simplify uncontested divorces.
3StepDivorce
$299 - $336
No - you must file and pay court fees
Yes
No
Phone
File within one business day of your start date with 3StepDivorce and qualify for a $50 cash rebate. Payment plans available.
LegalZoom online divorce
$150 – $1,500
No - you must file and pay court fees
Yes
Yes
Phone, Email
File for an uncontested divorce online or find legal resources to help guide you through the divorce process.
loading

Compare up to 4 providers

Is 3 Step Divorce legit?

Yes. 3 Step Divorce is a sister company of Divorce Source, which has been in business since 1997 and claims to have helped more than 10 million people.

While you can file for divorce without this service, it can save you time in tracking down the forms you need to file for divorce in your state. There are no hidden fees, and you’re guaranteed court acceptance of your documents backed by a 100% money-back guarantee.

3 Step Divorce online reviews

While you won’t find reviews with the BBB for 3 Step Divorce, its parent company, Divorce Source, garners a handful of complaints. Nearly all take issue with the company’s business practice of immediately charging your credit card, whether you complete the forms or not. Most complaints are since resolved by the company.

As of September 2020, reviews for 3 Step Divorce on TrustPilot are mostly positive. Many users praise how easy and fast the process was. A few customers expressed frustration at not knowing their state offers e-filing options, which means they might not have needed 3 Step Divorce at all.

Rating
BBBA+ BBB Rating for parent company Divorce Source based on internal criteria
BestCompanyNot available yet
ConsumerAffairs.comNot available yet
Trustpilot4.5 stars based on nearly 1,500 reviews

Customer support

Get help in two ways — often within 24 hours:

  • Phone. Call 800-680-9052 weekdays from 9 a.m. to 5 p.m. ET.
  • Email. Write to info@3stepdivorce.com or submit an online support request from your account.

Bottom line

3 Step Divorce provides the state-specific divorce papers you need with clear, step-by-step instructions on how and where you and your spouse need to sign. But you may be able to skip this service entirely if your state allows you to e-file.

But it’s not the only digital divorce site vying for your business. Before you hand over your credit card details, consider other online divorce services to fit your schedule and budget.

Frequently asked questions

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
Go to site