3 alternatives to 1st Money Center payday loans | finder.com
1st Money Center Payday Loans

1st Money Center payday loans review

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While this lender is no longer in business, you still have options.

If you were looking for 1st Money Center, you may be surprised to see that its website no longer shows up in your search results. Fortunately, these three short-term loan connection services can help you find a lender similar to 1st Money Center.

Can I still get a loan from 1st Money Center?

No, 1st Money Center no longer offers loans and its website is no longer in service. If you’re still paying back a 1st Money Center loan, you should have received instructions on how to make repayments going forward. If you haven’t, contact the Consumer Financial Protection Bureau for help.

Top 3 alternatives to 1st Money Center

Although 1st Money Center is no longer in business, that doesn’t mean you can’t find a short-term loan from a different lender. These three connection services may be able to help:

1. CashUSA

CashUSA is a connection service rather than a direct lender. This means once you fill out its online form, you may be connected to multiple lenders offering installment loans. In order to qualify, you’ll need to have a valid checking account and make at least $1,000 a month.

  • Loan amounts: $500 to $10,000
  • APR: 5.99% to 35.99%
  • Loan terms: 3 months to 6 years

Read review

2. BadCreditLoans.com

With BadCreditLoans.com, you’ll have access to a network of lenders that provide short-term loans to borrowers of all credit types. You’ll still need to have a valid checking account to qualify, but this connection service doesn’t have any specific income requirements.

  • Loan amounts: $500 to $5,000
  • APR: Varies by lender
  • Loan terms: 3 months to 5 years

Read review

3. LendYou

The lenders in LendYou’s network offer some of the largest loan amounts out there. Like CashUSA, you’ll need to have an income of at least $1,000 a month to qualify. However, you’ll likely need good to excellent credit to borrow the highest loan amounts.

  • Loan amounts: $100 to $15,000
  • APR: Varies by lender
  • Loan terms: Varies by lender

Read review

You may receive offers long after you use the connection service

Loan connection services work by sending your personal information to lenders to see if you fit their eligibility requirements. However, this means your personal information is stored with the connection service. Most will continue to share your information with lenders even after you’ve taken out a loan. This can lead to unsolicited emails and phone calls, so check the connection service’s privacy policy to see how it shares the information you submit.

What are my other options?

A short-term loan connection service isn’t your only option. If you’re not sure this is right for you, you might want to consider these alternatives:

Compare more short-term connection services

Rates last updated January 22nd, 2019
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
90 days to 72 months
As early as 1 business day
$10,000
LendYou Short-term Loans
Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
Varies
1 business day
$15,000
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
Varies by lender
As soon as next business day
$2,500
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
Varies based on lender
As soon as next business day
$1,000
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this provider may be able to connect you among its nationwide network of lenders.
Up to 12 months
1–2 business days
$1,000

Compare up to 4 providers

Bottom line

Just because 1st Money Center is no longer in service doesn’t mean you don’t have options when it comes to finding a similar short-term lender. CashUSA, BadCreditLoans.com and LendYou can all help connect you with a provider that may be able to help.

Learn more about how it all works with our guide to short-term loans.

Frequently asked questions

Elizabeth Barry

Elizabeth is an editor for finder.com.au specialising in personal finance and fintech. She enjoys reading PDSs so you don’t have to.

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US Payday Loans Offers

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