3 alternatives to 1st Money Center payday loans | finder.com
1st Money Center Payday Loans

1st Money Center payday loans review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

While this lender is no longer in business, you still have options.

If you were looking for 1st Money Center, you may be surprised to see that its website no longer shows up in your search results. Fortunately, these three short-term loan connection services can help you find a lender similar to 1st Money Center.

Our top pick: Max Cash Title Loans

  • Max. Loan Amount: $50,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies by lender
  • Requirements: Must be a US citizen or permanent resident, 18 or older with a regular source of income.
  • No bank account required
  • No prepayment penalty
  • Bad credit OK

Our top pick: Max Cash Title Loans

With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes.

  • Max. Loan Amount: $50,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies by lender
  • Requirements: Must be a US citizen or permanent resident, 18 or older with a regular source of income.
Promoted

Can I still get a loan from 1st Money Center?

No, 1st Money Center no longer offers loans and its website is no longer in service. If you’re still paying back a 1st Money Center loan, you should have received instructions on how to make repayments going forward. If you haven’t, contact the Consumer Financial Protection Bureau for help.

Top 3 alternatives to 1st Money Center

Although 1st Money Center is no longer in business, that doesn’t mean you can’t find a short-term loan from a different lender. These three connection services may be able to help:

1. CashUSA

CashUSA is a connection service rather than a direct lender. This means once you fill out its online form, you may be connected to multiple lenders offering installment loans. In order to qualify, you’ll need to have a valid checking account and make at least $1,000 a month.

  • Loan amounts: $500 to $10,000
  • APR: 5.99% to 35.99%
  • Loan terms: 3 months to 6 years

2. BadCreditLoans.com

With BadCreditLoans.com, you’ll have access to a network of lenders that provide short-term loans to borrowers of all credit types. You’ll still need to have a valid checking account to qualify, but this connection service doesn’t have any specific income requirements.

  • Loan amounts: $500 to $5,000
  • APR: Varies by lender
  • Loan terms: 3 months to 5 years

3. LendYou

The lenders in LendYou’s network offer some of the largest loan amounts out there. Like CashUSA, you’ll need to have an income of at least $1,000 a month to qualify. However, you’ll likely need good to excellent credit to borrow the highest loan amounts.

  • Loan amounts: $100 to $15,000
  • APR: Varies by lender
  • Loan terms: Varies by lender

You may receive offers long after you use the connection service

Loan connection services work by sending your personal information to lenders to see if you fit their eligibility requirements. However, this means your personal information is stored with the connection service. Most will continue to share your information with lenders even after you’ve taken out a loan. This can lead to unsolicited emails and phone calls, so check the connection service’s privacy policy to see how it shares the information you submit.

What are my other options?

A short-term loan connection service isn’t your only option. If you’re not sure this is right for you, you might want to consider these alternatives:

Compare more short-term connection services

Updated June 18th, 2019
Name Product Filter Values Max. Loan Amount Loan Term Turnaround Time
$35,000
6 months to 6 years
As soon as the next business day
Get connected with multiple lenders you might qualify with — even if you have bad credit.
$15,000
Varies
1 business day
Get offers from potential lenders in minutes by filling out just one online form.
$50,000
Varies
1 business day
Fill out a simple online form to compare offers from several lenders that may be able to help.
$10,000
90 days to 72 months
As early as 1 business day
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
$1,000
Varies based on lender
1 business day
No credit? Past bankruptcy? One of the lenders in its network may still be able to help.
$1,000
Up to 1 month
1 to 2 business days
Use its repayment calculator to see how the loan term and amount you borrow affects the overall cost.

Compare up to 4 providers

Bottom line

Just because 1st Money Center is no longer in service doesn’t mean you don’t have options when it comes to finding a similar short-term lender. CashUSA, BadCreditLoans.com and LendYou can all help connect you with a provider that may be able to help.

Learn more about how it all works with our guide to short-term loans.

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

US Payday Loans Offers

Important Information*
Logo for CashNetUSA Loan
CashNetUSA Loan

Apply for a short-term loan with an easy online application and dedicated customer service.

Logo for Check into Cash Payday Loan
Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

Logo for OppLoans Installment Loans
OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

Logo for LendYou Short-term Loans
LendYou Short-term Loans

Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

Go to site